Most insurance companies use the FPC (Fire Protection Classification) rate to establish fire insurance rates for your home or business. The Washington Survey and Rating Bureau sets the FPC rate based on risk factors and the abilities of the fire department. In July 2016, the Washington Survey and Rating Bureau re-evaluated the district with the following results:
If you live in an area served by water from the cities of Olympia, Lacey, or Tumwater (you pay a water bill to them), or if you live within 5 road miles of Station 61 or Station 64 your rating is a 5.
Properties within 5 road miles of Station 65 have a rating of a PC9A, and properties within 5 road miles of Station 62 have a rating of a 9. This rating increase is due to the decrease in the number of volunteers responding from their neighborhoods within 5 road miles of those two stations.